For UK construction subcontractors

Detect what’s blocking your payment — before your cashflow breaks.

Ivefe helps specialist contractors understand why invoices, applications and retentions get stuck, and what to do next. We’re building the system. Right now, we’re learning from real experiences.

Tell us about your payment challenges
£26bn
Late payments outstanding across UK SMEs
885k
Construction SMEs in the United Kingdom
86hrs
Per year spent chasing overdue payments
14,000
UK businesses close annually due to late payments
The problem

You finished the work. Getting paid shouldn’t be the hardest part.

For specialist subcontractors, delayed payments aren’t rare — they’re the norm. And chasing them is manual, reactive and costly.

📄

Invoices sent into silence

You send the application. Nothing comes back. You don’t know if it’s stuck, disputed or just lost.

🔒

Retentions never released

Retention dates pass. Nobody chases. Money stays locked with the main contractor.

Unclear what to do next

Wait? Chase harder? Escalate? Change the contact? Every delayed payment is a guessing game.

Hours wasted every week

Spreadsheets, emails, phone calls. The founder becomes a full-time payment chaser.

We’re focused on specialist subcontractors in UK construction.

If your business deals with B2B invoices, applications for payment, approvals or retentions, we want to hear from you.

Electrical contractors
Plumbing, heating & HVAC
Mechanical services
Fit-out & building completion
Drylining & plastering
Other specialist trades

A system that helps you see what’s blocking payment — and what to do about it.

Ivefe would connect to your existing invoicing and email workflow. It wouldn’t replace your accountant or your software. It fills the gap between sending an invoice and getting paid.

1

See which payments are at risk

Flag invoices, applications and retentions that show early signs of delay — before the due date passes.

2

Understand why it’s stuck

Surface the likely cause: missing document, wrong approver, disputed variation, retention not released, or payer history.

3

Know what to do next

Get a clear suggestion: who to contact, when, and with what approach — based on what works for similar cases.

4

Track what actually works

Over time, see which actions move payments faster for your clients and projects.

We’re talking to UK subcontractors right now.

Before building anything, we’re speaking with electrical, plumbing, mechanical and specialist contractors to understand how payment workflows really break in practice. Your input directly shapes what we build.

No sales pitch. We’ll reach out for a short 10-minute conversation about your payment workflow.
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Thank you!

We’ll be in touch shortly to learn about your experience with payment workflows. If you’d prefer to reach out directly: hello@ivefe.co.uk