Terms of Use

Last updated: March 2026

1. About these terms

These terms govern your use of the Ivefe website at ivefe.co.uk (the “Website”). By accessing or using this Website, you agree to these terms. If you do not agree, please do not use the Website.

Ivefe is currently a research-stage project. We do not yet offer a commercial product or service. The Website exists to share information about the problem we are exploring and to collect voluntary research input from UK construction professionals.

2. Who we are

This Website is operated by Facundo Menéndez, contactable at hello@ivefe.co.uk. References to “Ivefe”, “we”, “us” or “our” refer to this project and its operator.

3. What the Website does

The Website provides:

• Information about payment challenges faced by UK construction subcontractors
• A description of what we are exploring as a potential product
• A research form where visitors can voluntarily share their contact details and experience

The Website does not provide any software product, financial service, legal advice, debt collection service, credit facility, or payment processing.

4. What Ivefe is not

To avoid any misunderstanding, Ivefe is not and does not operate as:

• A financial services provider or credit institution
• A debt collection agency or debt recovery service
• A legal services provider, law firm, or claims management company
• A payment services provider, payment processor, or e-money institution
• An accounting or tax advisory service

Nothing on this Website constitutes financial advice, legal advice, tax advice, or a recommendation to take any specific action regarding debts, payments or legal claims. If you need professional advice on any of these matters, please consult an appropriately qualified professional.

5. Research form

The research form on this Website is entirely voluntary. By submitting the form, you:

• Confirm that the information you provide is accurate to the best of your knowledge
• Consent to us contacting you at the email address you provide for the purpose of a short research conversation
• Understand that we may use aggregated, anonymised insights from research conversations to inform product development
• Acknowledge that submitting the form does not create any contractual relationship, obligation, or commitment on either side

You can withdraw your consent at any time by emailing hello@ivefe.co.uk. See our Privacy Notice for full details on how we handle your data.

6. Intellectual property

All content on this Website, including text, design, graphics and code, is owned by or licensed to Ivefe. You may not copy, reproduce, distribute or create derivative works from our content without our written permission.

Statistical data cited on the Website (such as figures from the Office of the Small Business Commissioner, Department for Business and Trade, or other UK government sources) remains the property of those respective organisations and is cited for informational purposes with attribution.

7. Accuracy of information

We make reasonable efforts to ensure the information on this Website is accurate and up to date. However:

• Information is provided for general informational purposes only
• We do not guarantee the accuracy, completeness, or timeliness of any information
• Statistics and data cited from third-party sources reflect those sources at the time of publication and may have been updated since
• Descriptions of what we are “building” or “exploring” reflect our current research direction and may change

8. No warranties

This Website is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Website, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Limitation of liability

To the fullest extent permitted by law:

• We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website
• We are not liable for any decisions you make based on information on this Website
• Our total liability for any claim arising from the Website is limited to the amount you paid to use the Website (which is zero, as the Website is free to access)

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded by law.

10. Links to third parties

This Website may contain links to third-party websites (such as government sources, LinkedIn, or form processing services). We are not responsible for the content, privacy practices, or availability of those websites. Accessing them is at your own risk.

11. Acceptable use

You agree not to:

• Use the Website for any unlawful purpose
• Submit false or misleading information through the research form
• Attempt to gain unauthorised access to any part of the Website
• Use automated tools to scrape, crawl or extract data from the Website
• Interfere with the proper functioning of the Website

12. Changes to these terms

We may update these terms from time to time. The “last updated” date at the top reflects the most recent version. Continued use of the Website after changes constitutes acceptance of the updated terms.

13. Governing law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact

If you have any questions about these terms, please email hello@ivefe.co.uk.